July 7, 2020 Dinner is Better When We Eat Together

Pre-Existing Medical Conditions – Can You Qualify for Insurance?

Pre-Existing Medical Conditions - Can You Qualify for Insurance?

A frequent challenge that lots of Americans come up against when they’re searching for medical insurance may be a few pre-existing medical conditions. As difficult as it might be to take, insurance companies are for-profit entities that are looking for to make sure that their expenses remain low in addition to their revenues remain high. That means they just don’t look favorably upon ensuring individuals who have existing medical problems because which means they might turn out paying out more money than they collect from the insured. However, unlike what exactly is popularly believed, it doesn’t mean you may automatically be denied well-being services from an insurance company.

When underwriting their policies, health care insurance companies take a look at some factors when deciding who to insure and who to decline. For those with pre-existing health concerns, they will look at the kind of disease you have along with the costs associated with treating it. Rather than deny coverage out from the gate, some insurance companies may impose a waiting period (generally about twelve months) before they are going to pay medical bills linked to your complaint. Another option insurance firms may do is charge higher premiums and a lot poorer expenses for your coverage of health.

But whether or not some insurance company will extend those options to you or decline to pay you are going to depend a great deal on the type of disease you’ve. People with treatable diseases, like asthma and high blood pressure level, could have an easier time getting health care insurance when compared to a person having a catastrophic disease, like cancer. To prevent insurance providers from cherry-picking and taking exactly the healthiest people, our government recently passed the Patient Protection and Affordable Care Act. As of September 2010, children 19 and younger …

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Employer Health Insurance – When it Isn’t Enough

Employer Health Insurance - When it Isn't Enough

Employer health insurance isn’t what it used to be. People who used to get a full-time job or take on a career with a company would be offered a benefits package, which included health coverage that was better than any individual plan that you could buy for the same price. However, since the recent economic situation has changed things, companies are finding less incentive to offer benefits because of the rising costs of private healthcare services. Therefore, some people are left with insurance that is less than useful and many have no employer-sponsored coverage at all. Fortunately, there are options.

No employer-sponsored coverage

When you don’t have coverage at all through your employer, you will have to find your own individual or family insurance plan. Make sure that you do a little reading about insurance so that you are prepared and can choose the absolute best insurance for your needs. If you do have employer health insurance, but it leaves something to be desired, you can find supplemental insurance that will help pick up where your employer’s plan leaves off. It’s not going to be a walk in the park, but getting extra healthcare coverage doesn’t have to be rocket science, either.

Take the time to research supplemental insurance

If you want, talk to insurance companies and let them know that you just need something to pick up the slack. Usually, they have plans that are easily customized to your needs for this exact situation. Any company that is going to get business should be willing to help you get insurance, whether you need a full policy or just a few different types of coverage to fill the gaps in your employer’s health insurance. If a company doesn’t seem helpful or doesn’t have what you want, move on.

Employer health …

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10 Must Haves of Medical Website Design

Medical website design is not much different from designing other websites like that of a school or a boutique hotel, but it is different. These are apparently contradictory statements, but let us explain.

You can’t go wrong with medical website design if your website has these elements:

Services Tab: This should be prominently displayed towards the upper part of the website; after all, your target audience has the most interest in what you have to offer.

10 Must Haves of Medical Website Design

Before and After Photos: These will serve to substantiate all that you have claimed under the Services column and thus strengthen the target audience’s belief in you.

Physician Photograph and Biography: This is an often neglected feature of medical website design. But if you put yourself in the shoes of your patients, you will realize that it is often the credentials of a physician that inspires confidence among your target audience and motivates them to give you a call.

Contact Form: Many among your target audience may access your website at work from where they cannot make a call. Include a contact form in your medical website design to make it convenient for them to schedule an appointment or request information.

Blogs and Other Relevant Bits of Educational Resources: Including educational resources like blogs and articles in your website will not only ensure that your target audience turns to you when they are in need of medical information but also help your search engine optimization cause.

Social Media Bar: A social media bar prominently displayed on every page of your website will encourage and prompt visitors to share your content.

Patient Testimonials and Reviews: In an industry where the word-of-mouth is still the best advertising ploy, patient testimonials and reviews are the most effective alternative promotional measures.

News and Media: If you have been …

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Cat Health – Treating Your Cat at Home

Basic Wound Care

Trim the fur around the affected area and clean the wound carefully, using a damp washcloth and antiseptic soap. This must be done each morning and evening for five days. The wound should remain uncovered for approximately three days, allowing it to drain. This helps to prevent abscess. Licking is a natural part of healing, so allow your cat to lick his wound for three days. After three days it is helpful to apply an antibiotic cream and outfit your cat with an e-collar to prevent licking. If your cat is lethargic or stops eating, he could have blood poisoning. See your veterinarian immediately.

Ear Mites

Ear mites are tiny white parasites feed on the skin debris of cats and may chew on the tissue within the ear canal. Your cat may find them itchy or even painful and typically responds with excessive scratching of his hears or tilting his head to one side. Ear mites leave behind a waxy brown substance that looks like coffee grounds.

Cat Health - Treating Your Cat at Home

To treat ear mites at home combine a clove of garlic with a cup of olive oil and let it sit overnight. Discard the garlic and put a few drops in each ear every third day, for three weeks.

Cat Flu

Cats can get the flu, and it makes them feel miserably. Their little noses and eyes run and become swollen, and they typically begin sneezing.

It is important to keep your cat eating while she recovers. You may need to warm his food or add a little garlic to make it more palatable. Take him into the bathroom with you when showering, so he can breath in the humidity. Using a soft warm cloth, wipe his eyes and nose as needed. Each day give him 250 mg of vitamin …

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Online Health Business Helps Stay at Home Mum Holiday in the Caribbean

Janice, a stay at home Mum had been eyeing up a holiday spot in the Caribbean for months and months. The spot had everything her family would ever want in a special holiday as it was a Flintstones Themed Hotel with swimming pools and a golf course across the road. But she did not know how her two children aged 7 and 10 and husband were going to afford this. Then one day it hit her…. and she has never looked back.

Her 10 year old daughter needed help with homework on healthy eating. The pair of them were looking online for inspiration. After searching for a while they finally came up with suitable information for this homework. Once the daughter was in bed Janice decided to do some further research on “health” and found that there was a huge range of topics that people were searching for answers on. For example, how to loose weight, acne products for teenagers, advice and products for a huge range of illnesses and symptoms  all of a sudden it appeared; an online health business. She could not believe her eyes. She was thinking a health business could be a good idea to help those in  to be online as well. You can reach people all over the world instead of just locally.

Today, many people are buying and selling goods and services online. People choose this concept because the goods and services reach people all around the world, are generally cheaper and you can buy and sell whenever you want – even in your pajamas if you like!!

Janice read and re-read this business idea, thinking about it for days. Then she decided to buy it and try it. She has made a steady income and her whole family have reaped …

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